Personalized Service: A mortgage broker represents you to a number of potential lenders, uses your specific circumstances, and finds you the best mortgage with competitive interest rates that best fits your needs.
Better than a bank: A mortgage broker has a wide range of loan products and trusted lenders that have better rates than most banks, better rates when your credit score is less than 800, and the lenders a mortgage broker deals with has more flexibility in loan products resulting in a more competitive interest rate than what banks offer.
Licensed: Mortgage brokers are licensed and regulated financial professionals. In my case I am licensed and a UCSD graduate with over 20 years of real estate and financing background.
Is a mortgage broker right for me? As a mortgage broker I work with many different lenders on your behalf, shopping for competitive mortgage rates and getting a loan in difficult situations. In addition, because I shop your loan to many different lenders I can save you time and effort in getting a loan. I use my experience to understand your situation, sometimes making suggestions on how to improve your situation usually resulting in significant savings over the life of your loan.